Stop Foreclosure South Carolina

Did you know there are several programs that can help save your South Carolina home and stop the impending foreclosure? Loss Mitigation Agencies, such as ours, are experts in these programs and have assisted thousands of homeowners by providing straight answers and viable solutions.

Sometimes things beyond your control can put you into a financial bind that makes it hard to keep up with your mortgage payments. Don't let a missed mortgage payments in South Carolina SC turn into default, mortgage foreclosure or eviction.

You and your family can rely upon us to provide guidance, comfort and assurance through this current situation. Let us reduce your stress and put you at ease.

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South Carolina SC Foreclosure Laws

Lenders in the state of South Carolina may foreclose on mortgages in default using a judicial foreclosure process.

Judicial Foreclosure

A judicial process of foreclosure requires that the lender file a lawsuit and attain a court order to foreclose on a particular property.

Judicial Foreclosure Procedure

A notice of sale is published on the courthouse door, two additional public places, and in the newspaper for a minimum of three (3) weeks prior to the date of the sale.   The sale is to be conducted at the courthouse by the sheriff unless other specified by the court. Sales are held on the first Monday in each month, unless it’s a holiday. If a holiday, the sale is held on the following Tuesday. While the sale begins between 11:00 a.m. and 5:00 p.m., the sheriff may close the bidding prior to that time.

South Carolina allows the auction to stay open a full thirty (30) days after the date of the pubic sale. During this time, anyone can place a bid higher than the bid received at auction. At the end of thirty (30) days, the bidder with the highest bid will become the property owner.

Any objections to the sale price have to be filed with the sheriff’s office within three (3) months following the date of the sale. If there are no objections, the sale is confirmed and the sheriff makes any necessary deed endorsements.

Borrowers have no rights of redemption. Lenders may pursue a deficiency judgment.

Legal Information Is Not The Same as Legal Advice This site provides information about South Carolina state foreclosure law designed to help users safely cope with their own legal needs and possible find alternatives. Everyone's legal status is different. The laws of every state are in constant change and we recommend you consult a lawyer.